Stephen Smith
$6.2B
Born
Jun 02, 1951
Age
74
Source of Wealth
Finance and investments
Residence
Toronto,
Citizenship
Canada
Marital Status
Married
Children
3
Education
Bachelor of Science in Engineering, Queens University
- Stephen Smith is the founder and executive chairman of Canadian mortgage lender First National Financial.
- Smith launched the company in 1988, just four years after being personally bankrupt, and took it public in 2006.
- He also owns about half of Canada Guaranty Mortgage Insurance Company and a stake in publicly traded Canadian bank EQB.
- He acquired lender Home Trust for more than $1.2 billion in 2023 and merged it with Fairstone Bank of Canada in early 2025.
- Smith has donated more than $100 million to Queen's University, where the business school is named after him.
- Smith has passed his love of heli-skiing onto his three adult children, and Smith's wife cooks for the tight-knit family every Sunday night.
- An electrical engineer by education, Smith programmed code that is still used today by First National's mortgage approval and tracking system, Merlin.
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