Portrait of Stephen Smith

Rank #573

Stephen Smith

Net worth $6.9B

Finance and investments · Canada

Born
Jun 02, 1951
Age
74
Source
Finance and investments
Residence
Toronto
Citizenship
Canada
Marital status
Married
Children
3
Education
Bachelor of Science in Engineering, Queens University

Net worth over time

Biography

  • Stephen Smith is a Canadian financial services magnate.
  • Smith cofounded mortgage lender First National Financial in 1988, just four years after being personally bankrupt.
  • He also owns about half of Canada Guaranty Mortgage Insurance Company and a stake in publicly traded Canadian bank EQB.
  • He acquired lender Home Trust for more than $1.2 billion in 2023 and merged it with Fairstone Bank of Canada in early 2025.
  • Smith has donated more than $100 million to Queen's University, where the business school is named after him.
  • Smith has passed his love of heli-skiing onto his three adult children.
  • An electrical engineer by education, Smith programmed code that is still used today by First National's mortgage approval and tracking system, Merlin.

Financial assets

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