Portrait of Kristo Käärmann

Rank #1827

Kristo Käärmann

Net worth $2.3B

Payments, banking · Estonia

Born
Sep 01, 1980
Age
45
Source
Payments, banking
Residence
London
Citizenship
Estonia
Marital status
Married
Children
0
Education
Masters in Computer Engineering, University of Tartu

Net worth over time

Biography

  • Kristo Käärmann cofounded cross-border payments startup Transferwise in 2011 and took it public as Wise in 2021 on the London Stock Exchange.
  • Wise offers low-cost money transfers across 50 different currencies, allowing users to avoid big banking fees for moving money abroad.
  • Käärmann and cofounder Taavet Hinrikus became Estonia's first two billionaires. The pair met while working in London.
  • Käärmann and Hinrikus started Wise after becoming tired of losing money to their banks in fees charged for sending money to Estonia.
  • Billionaires Peter Thiel and Richard Branson were early investors, followed by VC firm Andreessen Horowitz and money manager Baillie Gifford.

Financial assets

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